Self-Insured Truck Companies Are Even a More Sinister Threat to Your Compensation
Rather than purchasing traditional insurance, some trucking companies reserve a percentage of their assets to protect against personal injuries from accidents their trucks cause. And, unlike the insurance industry, there are no federally mandated ethical standards of behavior for self-insured trucking companies when they are sued in civil court. Seeking compensation from these “self-insured” transport firms, or self-insured independent truckers without a highly experienced personal injury trucking accident attorney is an extremely risky proposition that poses a lot of danger to your ultimate success.
You will likely deal with an officer of the company rather with an insurance adjuster so that’s good news, sort of. This company officer’s salary is directly tied to company profits. The value of any injury compensation paid to you comes directly out of company coffers. This means that he or she is literally taking money out of their own pocket. So it’s entirely possible that this person will resort to “any means necessary” to deny your claim and protect the company’s (and the company officer’s) assets. Self-insured companies, those that play Russian roulette and have no insurance (as well as independent truckers) have been known to intentionally destroy evidence, bribe witnesses, and even intimidate their accident victims. So, just about every time we are hired to represent an accident victim against a self-insured liable party to the big trucking wreck we quickly file motions to prevent anyone with the company from behaving unsuitably toward our clients. And just as often, we file restraining orders against these people from communicating with our clients unless we are present.
A Lawyer Negotiating Fair Settlements Avoids Costly (and Uncertain) Civil Trials
Insurance companies only agree to fair settlements if you are protected by an attorney with a history of success in court. Think of a good attorney like you would a big guard dog. No one comes into your house to rob you when that 100-pound pooch is protecting you and your family.
Insurance companies and their lawyers are all too eager to mop up the courtroom floor with non-lawyers and inexperienced attorneys. But they fear us. When we file a claim and take a long look at our case, the insurance companies usually see discretion as being the better part of valor and engage in good-faith negotiations with us that more often than not produce a fair settlement for our injured clients. They want to avoid a trial; especially if they know we have a strong case, the kind of case good investigators produce. 
And fair settlements mean our clients can resume their lives again. Only after trying hundreds of cases can a lawyer learn the intricacies of developing the right tactics for successful trials – if necessary – or fair and productive negotiations with insurance companies after our victims are injured in a bit trucking accident. We know the right way to answer interrogatories, prepare demand packages, and conduct sophisticated depositions that get to the bottom of the accident that caused your injuries, pain, suffering, lost wages or the wrongful death of a cherished family member. Experienced attorneys know how to conduct sophisticated accident investigations or respond to lists of admissions. Most “regular” people, and many inexperienced attorneys, don’t. This is why it is in your best interest to retain a Texas trucking accident law firm that knows how to do all of this, and forcefully represents your interests: a firm such as our Law Firm.
Our Law Firm has decades of experience handling personal injury litigation in large truck wreck cases. If you or a loved one has been hit by one of these monsters and you are blameless, our expertise assures that you should receive the fairest compensation possible for the injuries and pain you have suffered or if a wrongful death of a loved one has occurred. We’ve helped deliver millions of dollars to hundreds of negligent accident victims in Texas. So if you or a loved one has been involved in a trucking accident in Texas, our experienced accident lawyers can win the best compensation possible for you.
Call us today at 1(800) 862-1260 (toll-free) for a free consultation. Get on the road to recovery so you and your family can get on with your lives.